Transactions
Tracking deposits, investments and withdrawals.
What are the methods to save?
Capitalyze® offers 3 methods to save: 1. Round-up 2. Recurring 3. Lump-sum
Can I choose any one or more methods to save?
Yes! You can choose one, more or all methods to save. In fact, we encourage you to set Round-up and Recurring as a constant, and…
What is the Targets section? How does it work?
Targets in Capitalyze® helps you set goals for yourself. You can have different goals depending on the outlook, needs or even…
Can I rebuild the financial profile? Can I answer the questions again?
Your profile will definitely change as you grow. You can always answer the questions again, as many times as you feel. Do keep in…
What is the handpicked icon for?
Handpicked section allows users to know more about what is happening around in the financial world. It can be broken down into 3…
How does Round-up work?
Great question! Round-Up is used to invest spare change automatically from everyday purchases. There is no limit to how many bank…
How much could I save from Round-up?
This will vary according to how many transactions you make, but Capitalyze® users so far are making around 9 transactions per…
How do I set Round-up?
Enabling Round-up is very easy. All you have to do is follow these simple steps to enable Automatic Round-Ups: o Log into the app…
Can I choose the values that I want rounded?
Yes, you can! You can individually select the transactions that you want to be rounded or not. Once you do so you can choose the…
Will there be a Round-up on even amounts of money e.g. 100, 500 or 1000?
Well, technically Round-up isn’t exactly rounding up. We basically set aside a small percent of the transaction and then round…
Do I have to use round ups?
No! You can still make payments by setting up Recurring – daily, weekly and/or monthly – investments. You can also make one-off…
Where does the money for Round-up or Recurring come from?
Round-ups are transferred from the bank account that you link to Capitalyze®. Even if purchases from multiple credit or debit…
How does Recurring work?
Recurring allows you to set aside an amount of your choice at the frequency you are comfortable with. It gives you the option to…
How Do I Set up a Recurring Investment?
Follow these steps to set up a recurring investment on a daily, weekly, or monthly basis: o From the main menu, tap on the…
How do I stop a recurring investment?
Please complete the following steps to cancel a recurring investment: o Open your app o Select Recurring icon from the Overview…
How does a Lump-sum investment work?
Lump-sum investments are one-time transactions which allow you to make investments as and when you please without any schedule or…
How do I make a one-time investment using my Capitalyze® account?
It’s easy to make a One-Time Investment. Here are the steps: o From the main menu of your Capitalyze® app, select ‘Lump-sum’ o…
Can I use UPI wallet for lump-sum transactions?
We currently are working with our banking partners to ensure that you can do so in the near future. You might incur a charge for…
Can I pause Recurring and Round-up at any time I want?
Of course! We at Capitalyze® believe it is your money and you should have total control over what you choose to do with it. You…
How long does it take to invest money?
Investments may take 1-3 days to process because we invest in Mutual Funds (MFs), and MF purchase units can only be bought while…
How Do I cancel a pending transaction?
A pending transaction happens only when the threshold of ₹100 rupees is met. So, if you pause or turn a recurring off, the…
How do I withdraw funds from my Capitalyze® account?
You can make a withdrawal from the web app or the Android app. Please follow the below instructions for each platform. If you…
How do I make a withdrawal from the Android app?
o Step 1: Sign in to your account via your Android device o Step 2: From the Overview screen, tap on the ‘more’ icon o Step 4…
Where is the money deposited when I request for a withdraw?
All your transactions are always to and from your registered transaction account (Funding Source). All withdrawals are directly…
Can I withdraw anytime I want? How many times can I withdraw?
Yes! It’s your money, you should be able to do what you want with it. You can withdraw any amount as many times as you want as…
Can I receive a check for my withdrawal?
Capitalyze® is solely an online investing platform, we do not mail paper checks for withdrawals. If you do not have access to the…
How long does it take to withdraw money?
Withdrawal instructions are real-time. However, they are processed only when the markets are operational. Withdrawals may take…
Why has the value of my investments changed from the time I sold them to the time I received the money in my bank account?
The price of funds at the time which you requested to sell might have changed in value due to the small time-lapse from you…