About

Capitalyze is an automated micro-savings app built to make investing effortless for first-time investors in India. It quietly turns the spare change from your everyday spends into investments — so you can start early, start small, and build a healthy saving habit without large capital, penalties, or any change to how you live.

Why we exist

Too many people grow up without the tools, the confidence, or the plain-language guidance to start investing. The usual barriers — confusing jargon, high minimums, lock-ins, and hidden fees — keep saving feeling out of reach. We started Capitalyze to remove those barriers, and to prove a simple idea: you don’t need to change your life to change your savings.

What we do

Capitalyze automatically rounds up your everyday purchases and invests the spare change, with the option to add recurring deposits or a lump sum whenever you like. Set targets for the things you’re saving towards and watch your progress, and choose a portfolio — Conservative, Moderate, or Aggressive — that matches your risk appetite. Your money is invested in mutual funds, and you can withdraw it whenever you need to. See how investing works.

Built to be trusted

Your money is invested in AMFI-registered funds, operating within SEBI-regulated markets, and every transaction is made to and from your own bank account. We protect your account with bank-grade safeguards, and we collect only what we need to run the service — our Privacy Policy spells out exactly how your information is handled.

The company

Capitalyze is operated by Woke and Lit, Private Limited, based in Nasik, Maharashtra – 422002, India. To use the app you need to be 18 or older, a resident of India, with a mobile connection and a bank account. Questions or feedback? Reach us at support@wokeandlit.com or through the contact page.

Mutual fund investments are subject to market risks. Read all scheme related documents carefully.