Round-ups are transferred from the bank account that you link to Capitalyze®. Even if purchases from multiple credit or debit cards are being rounded, all of your round-up transactions will still come from only the linked bank account. This bank account is also the account that funds are sent back to when a withdrawal is requested. For example, if you spend ₹90 using your debit card then the Round-up feature transfers ₹10 from your transaction account into your portfolio account.

Similarly, for Recurring, the amount that you have set aside for daily, weekly or monthly savings will be invested when the Round-up and Recurring add up to at least ₹100. Learn more about the Recurring feature.